Terms of Service

Last Updated: 16 February 2026

When you access or use Denlivo's services, you agree to these terms of service. Please read them carefully before enrolling in courses or using our website.

Services Provided

When you use Denlivo's services, we provide:

• Online training courses on real estate market analysis methods
• Educational content focused on Chilean property markets
• Access to course materials and exercises using public data sources
• Instructional support for enrolled students

Our services are educational in nature. We do not provide investment advice, property valuations, or recommendations to buy or sell specific properties.

Educational Purpose

When you enroll in our courses, you understand that:

• Course content teaches analytical methods, not investment strategies
• We provide education on data research techniques, not financial advice
• Any investment decisions you make based on skills learned are your sole responsibility
• Real estate markets involve risk and uncertainty that analysis cannot eliminate
• Past market patterns do not guarantee future results

Enrollment and Access

When you enroll in courses:

• You must be at least 18 years old
• You must provide accurate enrollment information
• You receive access to course materials for the duration specified at enrollment
• Access credentials are for your personal use only and may not be shared
• We reserve the right to terminate access for violation of these terms

Payment Terms

When you purchase courses:

• Prices are stated in Chilean pesos unless otherwise indicated
• Payment is required before course access is granted
• Refund policies, if any, are specified at the time of purchase
• We reserve the right to change course pricing with notice

Intellectual Property

When you access course materials:

• All content, including text, videos, and exercises, is owned by Denlivo
• You may use materials for personal learning purposes only
• You may not reproduce, distribute, or sell course content
• You may not use course materials to teach competing courses

User Conduct

When you use our services, you agree not to:

• Share your access credentials with others
• Attempt to copy, download, or redistribute course materials
• Use our services for any illegal purpose
• Interfere with the proper functioning of our website or services
• Misrepresent your identity or affiliation

Disclaimers

When you use our educational services, you acknowledge that:

• Course content is provided for educational purposes only
• We make no guarantees about investment outcomes or property values
• Real estate analysis involves interpretation and judgment
• Public data sources may contain errors or be incomplete
• Market conditions can change rapidly and unpredictably

Limitation of Liability

When you make decisions based on skills learned in our courses:

• You assume full responsibility for your investment decisions
• Denlivo is not liable for any financial losses you may incur
• We are not responsible for errors in public data sources used in training
• Our liability is limited to the fees you paid for course enrollment

Modifications to Services

When we update our courses or services:

• We may modify course content to reflect current market conditions
• We may update data sources or analytical methods taught
• We will notify enrolled students of significant changes
• Continued use after modifications constitutes acceptance

Termination

When either party wishes to end the service relationship:

• You may discontinue use of our services at any time
• We may terminate your access for violation of these terms
• Termination does not entitle you to refunds unless specified in purchase terms
• Provisions regarding intellectual property and liability survive termination

Governing Law

These terms are governed by the laws of Chile. Any disputes arising from these terms or use of our services will be resolved in Chilean courts.

Changes to Terms

When we update these terms of service, we will post the revised version with a new "Last Updated" date. Continued use of our services after changes constitutes acceptance of the updated terms.

Contact Information

When you have questions about these terms, contact us at:

Denlivo
Lima 360, Departamento 58
Antofagasta, Chile
Email: info@denlivo.com
Phone: +56 55 254 6874